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Motivarea CCR privind Darea in Plata: Instantele pot impune modificarea contractelor in conditii avantajoase pentru client
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CHF 1 CHF = 4.9076 LEI

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USD 1 USD = 4.4823 LEI

XAU 1 XAU = 275.3749 LEI

 

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CHF 1 CHF = 4.9076 LEI

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EUR 1 EUR = 4.9005 LEI

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USD 1 USD = 4.4823 LEI

XAU 1 XAU = 275.3749 LEI

XDR 1 XDR = 6.0680 LEI

 

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17-01-2017, ora 08:34

Motivarea CCR privind Darea in Plata: Instantele pot impune modificarea contractelor in conditii avantajoase pentru client

Articol de Madalina Irimia
Instantele pot sa impuna modificarea contractelor de credit in conditii mai avantajoase pentru client. Informatia apare in motivarea Curtii Constitutionale privind ''Legea Darii in Plata''.

Tocmai de aceea, avocatii cred ca bancile vor fi mult mai dispuse la negocieri si le recomanda clientilor sa notifice banca pentru darea in plata notificare care suspenda si plata ratelor. In motivarea deciziei, Curtea Constitutionala precizeaza clar ca instanta se poate pronunta pentru adaptarea contractului de credit in forma pe care o decide.

Gheorghe Piperea, avocat: "Daca contractul nu este echitabil el poate sa fie reasezat, reconstruit de catre judecator. Reasezarea contractului poate sa insemne eliminarea clauzelor abuzive, poate sa insemne inghetarea cursului, poate sa insemne un discout suficient ca sa poata sa fie suportata rata."

Gheorghe Piperea, avocat: "Le sugerez sa faca notificarea, odata facuta notificarea contractul nu mai produce efecte, sunt suspendate, nu se mai platesc rate nimic absolut, sa astepte sa fie chemati la banca pentru a se face o negociere, daca acest lucru nu se intampla sa mearga in instanta. Eu intotdeauna am recomandat acest lucru, sa insiste pe partea de reasezare, intotdeauna am recomandat clientilor sa aiba in minte aceasta Dare in Plata ca ultima ratio, ca o solutie pur si simplu in extremis."
Mai mult, banca nu se poate opune celor decise de instanta. Vezi mai multe pe stirileprotv.ro
     
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